- Children are now defined as anyone under the age of 27
- "Free" preventive care, paid for by rising insurance premiums
- "Free" immunizations, paid for by rising insurance premiums
- Children under the age of 19 cannot be denied coverage . . . which resulted in children under the age of 19 being denied coverage unless they apply as a dependent on their parents plan
- "Free" contraceptives, paid for by rising insurance premiums
- Limits on how much insurance carriers can charge for administrative expenses including customer service
- Health insurance can no longer set a lifetime cap on benefits, paid for by rising insurance premiums
- Health insurance policies must now cover maternity as any other illness, which resulted in many carriers dropping maternity as an option
- Health insurance premiums will now be scrutinized by HHS
As a result of all this, we now have fewer carriers offering coverage, higher premiums and stricter underwriting.
How is this working out for you so far?
Readers should open up the comments section and read the contribution by Nate Ogden. It addresses some very real concerns about this "free" benefit.